
John Smith, a 68-year-old retiree, found himself looking for ways to stay active and supplement his income. “I didn’t want to sit at home all day, but I also didn’t want a full-time commitment,” he said. Like many retirees, Smith discovered that part-time work was the perfect solution.
According to a 2024 survey, about 20% of self-described “retirees” still work full- or part-time, while another 7% are actively seeking employment. While some retirees work for financial reasons, others do it for the social and emotional benefits. However, it’s important to understand how part-time work can impact Social Security benefits and taxes.
Nearly 40% of Social Security beneficiaries must pay federal income taxes on their benefits, especially if they have additional income sources. The Social Security Administration also reduces benefits if you earn above a specific limit before reaching full retirement age. Despite these considerations, there are many part-time job opportunities for retirees.
Administrative assistant positions involve tasks like answering calls, scheduling appointments, and preparing documents. These jobs are not physically demanding and offer flexible hours. Customer service agent roles are another option, where retirees can use their patience and problem-solving skills to help customers.
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