credit cards

10 Mistakes That Millennials Make With Their Credit

by / ⠀Personal Finance / October 24, 2013

  Millennials are generally described as those born between 1982 and 2002. These are people who have grown up with technology. They have information at their fingertips 24 hours a day. No previous generation has had easier access to financial planning tools to help them plan their future. There is a downside to being a part of the Millennial Generation as well. Though much-needed information is available, this…

Financially Savvy: How to Approach Credit Cards as a Young Entrepreneur

by / ⠀Funding Startup Advice / November 7, 2012

I remember how excited I was when I first decided to open my own custom-made apparel store. For years, I had imagined what it would be like to finally branch out and start selling my own women’s clothing designs, but nothing could have prepared me for the financial hardships I was about to face. Being young and naïve, I decided to take out a series of loans and…

Making the Right Payment Processor Decision for Your Ecommerce Business

by / ⠀Startup Advice / July 7, 2012

Being a successful CEO is all about making the right calls. It’s about knowing what’s best for your business. It means taking the time to review all of your options, rather than going with what’s expedient or easy. There are few areas where this is more obvious than in the area of payment processing for ecommerce businesses. Too many online businesses simply start out accepting PayPal payments, not…

How to Reduce the Risk of Chargebacks at Your Startup

by / ⠀Startup Advice / July 23, 2010

Many startups have nightmares about chargebacks: when a customer disputes a charge on their credit card, usually due to fraud concerns. The good news is that although chargebacks can be annoying, they are usually a very small percentage total transaction volume—0.015%-0.025% of total credit and debit transaction volume is charged back. Here are some useful tips for dealing with chargebacks: Be Transparent Since chargebacks occur due to customers’…

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