After coaching thousands of people and achieving financial freedom twice by age 39, I’ve discovered something troubling: most financial advice is designed to keep you dependent. The traditional system isn’t built to set you free—it’s built to keep you as a perpetual client.
Have you noticed how financial advisors always give the same advice? “Keep saving. Keep putting more money away.” Year after year, the message never changes. Market up? Invest more! Market down? Great time to buy! It’s always supposedly a good time to pour money into their recommended investments.
When I worked as a financial advisor, I learned a disturbing truth. We were paid by financial companies, trained by them, and taught to promote their products. These same companies sponsor financial media, creating an ecosystem that perpetuates their message while padding their pockets.
The process is predictable. You take a risk assessment questionnaire, get labeled as “aggressive” or “conservative,” and then get matched with the “perfect” fund. Meanwhile, these companies collect their guaranteed fees whether you make money or not. Even fee-based advisors operate within this broken system.
This realization drove me to leave the industry and search for alternatives. I explored real estate, business investments, and other options that traditional advisors rarely discuss—because they’re not licensed to sell them. The traditional approach is simple, yes, but effective? Absolutely not.
The Five-Phase System That Actually Works
Through my journey of building wealth, losing it during the recession, and rebuilding it again, I’ve developed a five-phase system that creates predictable financial freedom:
- Lay the Foundation – Begin with a cash recovery audit to analyze your income, expenses, tax situation, and debt. Some people are asset-rich but cash-poor, while others need help with cash flow. Your unique situation determines your starting point.
- Select the Right Investments – Based on your goals, decide whether growth or income is your priority. Study what truly wealthy people invest in—not Vanguard funds, but private investments like apartment buildings, self-storage units, and businesses.
- Take Action – Once you’ve identified appropriate investments, commit capital and begin creating passive income streams.
- Protect Your Assets – Even Tom Brady needed a strong offensive line to succeed. Similarly, you need legal strategies to shield wealth, minimize taxes, and insure against life’s uncertainties.
- Multiply Your Passive Income – Instead of focusing on compounding interest, compound your income. Double down on what works and expand into new opportunities that align with your proven strategy.
The wealthy don’t follow the same investment advice given to the masses. People with $25+ million use family offices and invest in hedge funds, private equity, and direct business investments—not the mediocre mutual funds pushed by traditional advisors.
Beyond One-Time Advice
Financial freedom isn’t about a single transaction or investment. It requires ongoing support and adjustment. That’s why I believe in lifetime support for my clients—helping them not just meet their initial goals but continue growing their wealth for generations.
When working with clients, we provide “done with you” due diligence and connect them with vetted investment operators who have 15-20 year track records of consistent payments. Nothing is guaranteed, but proper due diligence dramatically improves your odds of success.
The traditional financial system wants you dependent on their advice and products forever. My approach aims for the opposite—giving you the knowledge, strategies, and support to become truly financially independent.
Freedom isn’t just possible—it’s predictable when you follow the right principles. The roadmap exists. The question is: are you ready to follow it instead of the path that keeps you dependent on the financial industry’s self-serving advice?
Frequently Asked Questions
Q: How does your approach differ from traditional financial planning?
Traditional planning focuses on accumulation through market investments, while my approach emphasizes creating passive income streams through alternative investments. We also provide ongoing support rather than just setting up accounts and collecting fees regardless of performance.
Q: What types of alternative investments do you recommend?
The specific investments vary based on individual goals, but they often include real estate (apartment buildings, self-storage), private business investments, and other options that create consistent cash flow. These are the same asset classes that wealthy families with $25+ million typically access through family offices.
Q: How long does it typically take to achieve financial freedom with your system?
The timeline varies based on your starting point, income, and goals. Some clients see significant results within 1-3 years, while others may take longer. The key difference is that our approach creates measurable progress toward freedom rather than the indefinite “save until 65” model of traditional planning.
Q: What’s the first step someone should take if they want to break free from the traditional financial system?
Start with a comprehensive cash flow analysis to understand where your money is going. Look for opportunities to reduce taxes, eliminate unnecessary expenses, and redirect capital to income-producing investments. This foundation work reveals opportunities that most financial advisors miss because they’re focused on selling products rather than optimizing your entire financial picture.
