Privacy is a hot topic in the 21st century… from Facebook’s blunders in Congress to Tom Brady destroying his cell phone after the Superbowl, everyone knows an ever-connected world means less anonymity. First off, let’s be positive… I’m sure you have nothing to hide!! It’s not all bad–airlines are becoming more secure, criminals are easier to track, and anyone can check if their kid’s teacher is a…
Entrepreneurs are persistent people and innovative thinkers, but if there’s one thing that they’re not very good at as a group, it’s saving for retirement. What’s the problem? Starting a business leaves entrepreneurs in a financially precarious situation with little money left to save or invest for their own future. What can you save when you’re running up debt and living on loans? As they work their way…
Should You Take Out A Personal Loan to Fund Your Business?
by / ⠀Personal Finance / January 18, 2019If you have reasonably sound credit, it’s easy to get a personal loan. In fact, there are probably several companies actively clamoring to loan you money. When starting a business or trying to grow your company, though, steer clear of using personal funds. Despite the easy access, introducing personal funds into your professional endeavors can get messy quickly. It can leave your credit in shambles if things go…
Strapped for Cash? 11 Tips to Get You Out of the Red
by / ⠀Entrepreneurship• Personal Finance• Startup Advice / November 8, 2014What is one thing I should do right away if my business is suddenly strapped for cash? The following answers are provided by Young Entrepreneur Council (YEC), an invite-only organization comprised of the world’s most promising young entrepreneurs. In partnership with Citi, YEC recently launched StartupCollective, a free virtual mentorship program that helps millions of entrepreneurs start and grow businesses. 1. Review Your Billing Statements If you are suddenly short on cash, I would recommend…
Personal Finance Lessons From Former Athletes Who Went Broke
by / ⠀Entrepreneurship• Personal Finance / September 18, 2014Professional athletes perform jobs that only a select few can accomplish — and are paid handsomely for it. Fans follow players’ every move on the field and, when things sometimes go wrong, away from the arena. Many athletes begin playing for a living while they’re still teenagers; others spend cursory stints in college due to pro leagues’ rules preventing earlier entrance. Consequently, most athletes aren’t trained to effectively…
How I Stopped Mismanaging My Finances and How You Can Too
by / ⠀Entrepreneurship• Personal Finance / July 29, 2014Two weeks ago I sent an email talked about some honest truths about looking at your financial picture…. and guess what happened? It was the lowest response rate to an email I’ve had in months. Why? Not because you all have it all under control… No– it’s because of what everyone told me who did respond to the email. It sucks to look at this stuff. About 50…
Top Business Books and Must Reads for Entrepreneurs
by / ⠀Entrepreneurship• Personal Finance / July 22, 2014Hey Under30CEO, This is our list of all time top reads and business books for entrepreneurs and small business owners. It includes some new releases and best-sellers you should be reading now. These are our top entrepreneur books . Here’s our list of must reads! We are big fans of anything that gives us the edge in our personal and professional development or business. We’ve authored over 4,000 articles…
Does a Bitcoin Weigh More Than a Gold Coin? Alternative Assets in Retirement Plans
by / ⠀Personal Finance / May 9, 2014The problem with being young and successful is that right now you’re, well, young and successful. However, that’s a situation which eventually takes care of itself. At some point most intelligent people come to that realization, and they start thinking about saving for retirement. The problem is that they start thinking about it a little too late. Most Americans never save enough of a nest egg to adequately…
7 Unconventional Ways To Save Serious Money
by / ⠀Career Advice• Entrepreneurship• Personal Finance / May 8, 2014Bootstrapping. The very word conjures visions of Ramen noodles, re-worn shirts, and sleeping on the floor. But it doesn’t have to be torturous. I’ve personally saved over $2,550 a month while living like a king using the tactics below. That makes a big difference for a fledgling business (and fledgling business owner). These tactics are battle tested and non-obvious for many. Yes, you need to cut back on…
#EntrepreneurProblems: 6 Ways to Stay Healthy on the Road
by / ⠀Entrepreneurship• Health & Fitness• Personal Finance / April 22, 2014When I was younger, I always thought it would be so cool to be one of those career women who are always traveling from state to state for meetings, conferences, shows or any professional gatherings. Now that I’ve become one of those traveling career ladies, I still think it’s “cool” to see a lot of places, but I’ve also realized it’s hard to stay healthy when you’re…