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Personal Finance

5 Ways to Save Money You Don’t Realize You’re Spending

by / ⠀Personal Finance / January 27, 2014

  We all spend money.  There are basic life necessities and discretionary items we buy on a regular basis.  Because spending money is as easy as swiping a credit card, it becomes even easier to spend unconsciously.  Some of our financial commitments are auto debited, so we don’t even actively pay the bill on a monthly basis.  Check out these five ways to save money on expenses you…

10 Tips on How to Save Money in College

by / ⠀Personal Finance / January 26, 2014

  Among all other attributes associated to college, one thing is for sure: college is extravagantly expansive, even when all types of financial aid are taken into consideration. Balancing the tight class schedule is difficult enough for students, which is why they usually don’t like thinking about balancing a check book on top of everything. Every aspect of college studies (entertainment, supplies, transportation, food, textbooks… you name it)…

At What Age Should You Start Contributing To Your 401K?

by / ⠀Personal Finance / December 29, 2013

No matter which country you live in, planning for retirement is essential. When you live in the US, that means making plans for your 401k. However, the following guidelines are helpful no matter where you live (with a few adjustments, of course). So, when should you start making contributions to your retirement fund? How much do you need? When you’re young, retirement is conveniently far away. You think…

Going International: 5 Tips for Meeting KYC Requirements

by / ⠀Entrepreneurship Funding Personal Finance Startup Advice Travel / December 28, 2013

Since the implementation of Know Your Customer (KYC) regulations, international business has been forever changed. Governments, banks, and businesses must comply with tightened security measures to combat money laundering, identity theft, and possible terrorist funding. Navigating different nations’ specific requirements can be tricky, but doing so will enable your business to expand. Here are five ways to manage the process: 1. Know Your World For many industries, following…

The Entrepreneurial Strategy To Overcoming Depression

by / ⠀Career Advice Entrepreneurship Health & Fitness Personal Finance / December 16, 2013

It’s no secret that the high-pressure world of business can have some unfortunate effects on our health. Aside from the constant stress that comes with being a successful entrepreneur, there’s the ever-present risk of debt. We’ve all seen it happen – an investment goes awry, your forecasts turn out to be off, or a global recession puts the boot into your business plans. When this happens, it can…

5 Reasons You Should Not Save Your Money

by / ⠀Entrepreneurship Personal Finance / November 24, 2013

  Saving money is counterproductive. While it’s true that you need to save some money, as repugnant as the idea may be, saving for an emergency, an unforeseen calamity and to create a nest egg for eventual investment are all valid reasons to save money. Beyond that, saving is an exercise in futility and here are five reasons why. If you save $100 per week in your cookie…

Break the Habit & Cut the Safety Net

by / ⠀Personal Finance / November 16, 2013

I read an article a while back that did a psychological profiled middle income Americans and wealthy Americans. The goal of the study was to find out the why. Why are some people stuck in the middle class? Why is it that some people are content with mediocrity? The one thing that this study had found is that people with money believed that you do not need money…

6 Financial Habits Young Professionals Should Have

by / ⠀Entrepreneurship Personal Finance / November 3, 2013

1)     Knowing where your money is going. You’re part of a tech-savvy generation. If you aren’t tracking your spending online yet, you should be. Websites like Mint, You Need a Budget, or Manilla can serve as a starting point for not only tracking your spending, but setting parameters around it as well. Gone are the days of writing things down. Get synced in to receive automatic alerts when…

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